Understanding the Pension Plus scheme

Thursday, 20 February 2020 at 09:00

The Pension Plus scheme is a Government-funded scheme to help lower income pensioners with the costs of dental, optical and chiropody services.

You can apply for the Pension Plus scheme if:

  • You’ve reached pension age at the time of application
  • You either have a Jersey Old Age Pension or have ‘entitled’ residential status
  • You and your partner don’t pay Jersey income tax
  • You and your partner have capital assets less than £30,000

On Pension Plus, you will be entitled to the following financial support:

Optical:

  • Every two years, up to £40 towards an eye test
  • Every two years, up to £120 towards new prescription glasses, lenses or contact lenses

Dental:

  • Every year, up to £40 towards dental check-up
  • Every two years, up to £700 towards dental treatments or dentures

Chiropody:

  • Every year, up to £120 towards the cost of chiropody treatment from a Health and Care Professions Council (HCPC) registered chiropodist

To use Pension Plus, follow these steps: 

  1. Make an appointment with your optician, dentist or chiropodist.
  2. Tell your practitioner that you are a Pension Plus member or tell the Pension Plus Scheme who your practitioners are.
  3. Check how much the services will cost.
  4. Ask your practitioner how much available benefit you have in Pension Plus and how much you will need to pay.
  5. Receive your treatment.
  6. Your practitioner will invoice the scheme up to your level of available benefit.
  7. Pay for any costs not covered by your benefit.

For more information, visit: https://www.gov.je/Benefits/PensionsRetirement/PensionPlusScheme/pages/aboutpensionplusscheme.aspx

Share

More from Finances and Insurance

  • Storm-proof your home – and your insurance

    With autumn storms on the way, now is the time to get your home – and your paperwork – ready. When Storm Ciarán hit in 2023, our office helped many Islanders with insurance claims and appeals, and the same lessons came up again and again. A little preparation now can save you a lot of stress, and money, later.

  • Are Jersey residents covered by Saga travel insurance? 

    We were recently contacted by a consumer who was trying to establish whether Jersey residents are covered by Saga travel insurance policies.  The issue arose after the consumer received conflicting information from different sources within Saga. During a phone conversation with a Saga representative, they were told that Jersey residents who have a Jersey GP would not be covered under the policy.

  • An update on credit cards

    We’ve been contacted by several Islanders in recent weeks who are still unable to obtain credit cards, despite credit reference agencies now having secure access to Islanders’ data through new data-sharing arrangements. Since our last update in July, where we answered consumers’ questions about the new credit data-sharing arrangements, we’ve been told that Islanders are still being refused access to credit cards from providers such as American Express, John Lewis and Barclaycard.

Opinion Poll

The Jersey Consumer Council frequently asks Islanders to take part in polls on a range of topics.

Just tap on one of the options below to cast your vote and see what others think.

ⓘ What does the JCC do with this information?

Connect with the JCC